BUILDING FINANCIAL RESILIENCE THROUGH SUPPORT OF AI & BLOCKCHAIN SYNERGY: A SYSTEMATIC LITERATURE REVIEW

Abstract

In today’s fast-paced financial world, businesses face growing pressure to make quicker, smarter, and safer decisions, especially when things get unpredictable. This study explores how two game-changing technologies artificial intelligence (AI) and blockchain are teaming up to transform financial decision-making. Drawing from 107 recent papers published between 2023 and 2025, we select 24 that dive deep into this topic. Blockchain brings transparency and trust to financial transactions by creating secure, tamper-proof records, while AI helps company’s spot opportunities and risks faster by crunching data in real time. Together, they not only speed up decisions but also make organizations tougher and better equipped to handle disruptions. That said, most research so far has leaned heavily on theory or big tech companies, leaving traditional banks and developing countries underexplored. We also need more focus on practical case studies, ethical questions, and how smaller businesses can adapt these tools. Overall, this analysis offers practical insights for businesses, researchers, and policymakers eager to harness these cutting-edge digital tools to strengthen financial institutions.